University of Wisconsin Extended Campus is now Wisconsin Online Collaboratives! This name reflects the partnerships of the 13 universities within the Universities of Wisconsin–our state's premier system of public higher education. Through these partnerships we will continue to support online degrees, certificates and courses–along with support services to you.

Capstone Projects

Profitability of Default Predictions for Peer-to-Peer Lending

Program: Data Science Master's
Location: Not Specified (remote)
Student: Rylan Michael Fultz

The project utilized Logistic Regression and Artificial Neural Networks to predict loan defaults for a Peer to Peer lending platform. Data from the Lending Club was used to train the models on a 5 fold cross-validation. Based on those predictions, it was tested to see if a profitable portfolio could have been constructed with these model predictions. The overall model performance would not have generated a positive profit for investors and would require additional training and fine-tuning for a production use case.