University of Wisconsin Extended Campus is now Wisconsin Online Collaboratives! This name reflects the partnerships of the 13 universities within the Universities of Wisconsin–our state's premier system of public higher education. Through these partnerships we will continue to support online degrees, certificates and courses–along with support services to you.

Capstone Projects

Exploring the Effects of Advanced Driver Assist Systems (ADAS) on Auto Insurance Modeling

Program: Data Science Master's
Host Company: American Family Insurance
Location: Madison, Wisconsin (onsite)
Student: Sergio Davila

The purpose of this study was to explore how Advanced Driver Assist Systems (ADAS) vehicle features affect auto insurance claim frequency, claim severity, and pure premium when included in a traditional ratemaking model. ADAS vehicle features such as lane departure prevention and pedestrian detection are an emerging but not fully understood set of technologies that are changing the risks associated with a vehicle. The lack of data around ADAS has prevented many insurance companies from offering pricing adjustments based on their use. By better understanding the relationship between ADAS vehicle features and claims losses, insurance companies can adjust pricing to gain a competitive advantage and incentivize safer driving.