How Much is a Fintech Salary?

Tiffany Stronghart May 19, 2023
abstract image showing the intersection of finance and technology.

How much is a Fintech salary? 

The average fintech salary in the US is $130,000 per year, with entry-level salaries starting at $94,135 per year. The most experienced fintech professionals can make up to $185,909 per year, according to

Fintech jobs

  • Financial Quantitative Analysts ($110,289)
  • Blockchain Engineer ($149,999)* 
  • Business Intelligence Analysts ($81,163)**
  • Information Security Analyst ($102,606)
  • Financial Risk Specialists ($100,006)
  • Financial Analysis Manager ($130,282)
  • Senior Computer Programmer ($100,867)
  • Computer Systems Analyst ($99,278)
  • Source: Lightcast

*Source: ZipRecruiter

Career Outlook 

As global economic and technological forces continue to transition the world’s population to a cashless society, the need for financial technology professionals is forecasted to grow by 11 percent or more from 2021 to 2031. 

A recent feasibility analysis by the UW Extended Campus-commissioned University Professional and Continuing Education Association (UPCEA) indicates a viable market for financial technology careers. Employment numbers are forecasted to grow by 12 percent nationwide over the next decade, with the Midwest experiencing an increase of 11 percent. 

What is Fintech?

If you’ve ever used PayPal or Venmo to send money, or you manage your money through products like Mint or your financial institution’s mobile banking app, you’ve adopted financial technology–or fintech.

Fintech, as a discipline, applies computing systems and computing strategies to the financial services industry. Some of the most active areas of fintech innovation include: cryptocurrency (Bitcoin, Ethereum, and others) and related areas such as distributed ledgers (i.e. blockchain), digital tokens (i.e. NFTs), digital wallets, and smart contracts; mobile banking; contactless payment systems (i.e. Google Pay, Apple Pay); cybersecurity; robotic process automation; robo advisors; and automated regulatory compliance algorithms. 

The intersection of finance and technology in a “digital-first” mindset is being implemented by companies nationwide to streamline processes in banking and personal finance. For example, fintech solutions like your bank or credit union’s mobile app can make time-consuming processes like mortgage applications easier. Robinhood has made investing in stocks more accessible, while chatbots and AI can help consumers quickly troubleshoot while giving companies the ability to cut back on customer service staffing costs. 

What do Fintech professionals do?

It’s no secret that many Americans do not have adequate emergency funds, opening up the market for apps and other personal money management solutions to improve financial literacy, help consumers monitor their bills, and stick to a budget as they work to build savings. Many consumers have  eagerly embraced fintech solutions, allowing financial institutions to innovate and offer new products. As these new services launch, companies will need tech-savvy professionals with finance and business skills to better serve their customers. 

And while fintech helps consumers save time, it also can protect them from fraud. One fintech company, Rain, helps hourly workers access cash from their wages after a shift so they can avoid overdraft fees and payday lending schemes. According to Forbes, Rain is offered through employers, and a provider reviews a consumers’ banking history and uses that information to advance funds based on the consumers’ estimated future income. Advances are deducted from consumers’ accounts when they receive their paychecks.

Financial services products like Rain are the result of forward-thinking technology professionals, and as consumers continue to demand more for their money as finances tighten, careers in fintech will likely take off. Companies with a long history of servicing customers will need to keep evolving to meet the needs of future generations. And they’ll need individuals like you.

If you’re interested in finding out more about a career in fintech, consider some new certificate programs offered by UW Extended Campus that are  100 percent online and completely flexible. Each will provide you with the technical competencies that you need to advance your career in fintech, while empowering you to complete your education when it’s convenient for you. 

The Leading Fintech Transformations Graduate Certificate is focused on building student skills to develop and manage financial technology strategies and solutions. The curriculum will prepare students to compare and contrast different types of financial institutions and the technology-assisted processes needed to operate them; analyze and assess organizations using recognized fiscal performance measures; develop and operationalize a strategic technology plan for fintech innovations; apply project management techniques for ongoing digital transformation in financial organizations; and create digital tools to support financial analytics.

The Emerging Technologies in Fintech Graduate Certificate is focused on the most current fintech technology applications. The curriculum will prepare students to apply computational systems and technologies to integrate financial processes and improve work flows; evaluate and manage risks of digital transformation in financial institutions; use digital tools and techniques for analytical applications in financial organizations; utilize artificial intelligence and machine learning in financial applications; and experiment with technologies for decentralized finance and blockchain applications.

For more information or to contact an enrollment adviser, click here.

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Programs: Financial Technology